About
Because 95% of Americans have seen their premiums increase, and hardly anyone’s talking about it. From Florida hurricanes to California wildfires to Midwest flooding, every state, every income level, every community is feeling the impact. Insurance companies are overwhelmed—and people are paying the price. The system we have was built for a world where disasters were a possibility, not one where they’re almost a certainty.
Because this isn’t just an insurance problem. It’s an economic domino effect. When coverage disappears, properties become unmortgageable. When mortgages dry up, markets crash. This could be the next financial collapse.
That’s the question everyone’s asking but no one’s answering. Insurance companies can’t carry the entire burden. Consumers can’t afford to pay more. Our changing climate is bringing more destructive weather. Something has to give.
Professional voices like journalists, financial experts, and business leaders need reliable information to understand and discuss this crisis. We’re providing the data, insights, and tools to help explain what’s happening so you can tell your audiences and we can solve this crisis together.
Share this information. Use these resources. Start conversations. This is a story that affects everyone and it needs to be told.
FAQ
Why is my insurance getting so expensive?
Severe weather events are happening more often and causing bigger losses. Insurance companies raise rates to cover these costs. Many families are seeing their premiums rise by $500 or more each year.